什么是SWIFT CODE?

SWIFT是“Society Worldwide Interbank Financial Telecommunication环球同业银行金融电讯协会”的英文简称。凡该协会的成员银行都有自己特定的SWIFT代码，即SWIFT CODE。在电汇时，汇出行按照收款行的SWIFT CODE发送付款电文，就可将款项汇至收款行。该号相当于各个银行的身份证号。

这样的话，如果你的银行是知名银行，如中国银行，那么对方银行可以通过查阅Swift代码表来找到相对应的代码。 当然你的收款银行主动提供该代码可以减少错误的发生几率。

网上查询Swift Code方法：请打开http://www.swift.com/biconline/index.cfm?fuseaction=display_freesearch

用拼音填入城市名City heading(比如大连就填dalian),选国家CHINA,点搜索Search。

会出现如下部分表格： N°编号 BIC code Swift代码 Institution 银行机构 Branch name 分支机构 City heading 城市

1 ABOCCNBJ340 AGRICULTURAL BANK OF CHINA, THE (DALIAN BRANCH) DALIAN

2 BEASCNSHDLN BANK OF EAST ASIA LIMITED, THE (DALIAN BRANCH) DALIAN 3 BKCHCNBJ810 BANK OF CHINA (LIAONING BRANCH) DALIAN

其中的BIC coad就是swift code

本例中的第1，3号分别是：
1,中国农业银行大连分行 swift code 是ABOCCNBJ340
3,中国银行辽宁省分行大连支行 swift code 是BKCHCNBJ810 注意：中行的swift code只要找到省或市一级的就可以了，不用详细到各区的分支行。
该网页下面还注明了表格中底色是蓝色的,其swift code是可以正常使用的，而深灰不可用，浅灰色的是已经被删除的Swift code。

 汇款不单单是要知道Swift Code，还需要知道汇款路线。 特别是美国之外的国家和地区收取美元，这里强调汇款路线的正确选择是因为在电汇业务中，当汇出行和汇入行之间互开往来账户时，款项一般可全额汇交收款人。

但是，大部分情况是汇出行与汇入行无直接的账户往来，而必须通过另一家或几家银行（即转汇行）转汇至汇入行。每家转汇行在做转汇业务时，都会从中扣收一笔转汇费。这样，该笔电汇款汇交收款人时，就不再是原汇出金额

电汇Swift Code汇总:

China Merchants Bank:
Branch Name swift code
Head Office Shenzhen CMBCCNBS

Bank of China: 中国银行
Branch Name swift code
Beijing Branch BKCHCNBJ110
Shanghai Branch BKCHCNBJ300
Tianjin Branch BKCHCNBJ200
Chongqing Branch BKCHCNBJ59A
Shenzhen Branch BKCHCNBJ45A
Anhui Branch BKCHCNBJ780
Fujian Branch BKCHCNBJ720
Gansu Branch BKCHCNBJ660
Guangdong Branch BKCHCNBJ400
guangxi Branch BKCHCNBJ480
Guizhou Branch BKCHCNBJ240
Hainan Branch BKCHCNBJ740
Hebei Branch BKCHCNBJ220
Heilongjiang Branch BKCHCNBJ860
Henan Branch BKCHCNBJ530
Hubei Branch BKCHCNBJ600
Hunan Branch BKCHCNBJ970
Neimeng Branch BKCHCNBJ880
Jiangsu Branch BKCHCNBJ940
Jiangxi Branch BKCHCNBJ550
Jilin Branch BKCHCNBJ840
Liaoning Branch BKCHCNBJ810
Ningxia Branch BKCHCNBJ260
Qinghai Branch BKCHCNBJ280
shanxi Branch    陕西 BKCHCNBJ620
Shandong Branch BKCHCNBJ500
shanxi Branch    山西                           BKCHCNBJ680
Sichuan Branch BKCHCNBJ570
Xizang Branch BKCHCNBJ900
Xinjiang Branch BKCHCNBJ760
Yunnan Branch BKCHCNBJ640
Zhejiang Branch BKCHCNBJ910

Agricultural Bank of China 中国农业银行
Branch Name swift code
Shanghai Branch ABOCCNBJ010
Beijing Branch ABOCCNBJ090
Tianjin Branch ABOCCNBJ020
Shanxi Branch 山西 ABOCCNBJ040
Neimeng Branch ABOCCNBJ050
Liaoning Branch ABOCCNBJ060
Heilongjiang Branch ABOCCNBJ080
Jiangsu Branch ABOCCNBJ100
Zhejiang Branch ABOCCNBJ110
Anhui Branch ABOCCNBJ120
Fujian Branch ABOCCNBJ130
Jiangxi Branch ABOCCNBJ140
Shandong Branch ABOCCNBJ150
Hubei Branch ABOCCNBJ170
Hunan Branch ABOCCNBJ180
Guangdong Branch ABOCCNBJ190
Guangxi Branch ABOCCNBJ200
Hainan Branch ABOCCNBJ210
Sichuan Branch ABOCCNBJ220
Yunnan Branch ABOCCNBJ240
Shanxi Branch 陕西 ABOCCNBJ260
Gansu Branch ABOCCNBJ270
Xinjiang Branch ABOCCNBJ300
Xinjiang Nongken Branch ABOCCNBJ301
Chongqing Branch ABOCCNBJ310
Dalian Branch ABOCCNBJ340
Qingdao Branch ABOCCNBJ380
Ningbo Branch ABOCCNBJ390
Shenzhen Branch ABOCCNBJ410
Henan Branch ABOCCNBJ160

The Industrial&Commercial Bank of China 中国工商银行 
Branch Name swift code
Anhui Branch (Anhui provincial branch) ICBKCNBJAHI
Anshan Branch (anshan city branch) ICBKCNBJASC
Baoding Branch (baoding city branch) ICBKCNBJBDC
Binzhou Branch (binzhou city branch) ICBKCNBJBIN
Baoji Branch (baoji city branch) ICBKCNBJBJI
Beijing Branch (beijing municipal branch) ICBKCNBJBJM
Baotou Branch (baotou city branch) ICBKCNBJBTC
Benxi Branch (benxi city branch) ICBKCNBJBXC
Changchun Branch (changchun city branch) ICBKCNBJCCN
Chengde Branch (chengde city branch) ICBKCNBJCDE
Chengdu Branch (chengdu city branch) ICBKCNBJCDU
Changsha Branch (changsha city branch) ICBKCNBJCHS
Chongqing Branch (chongqing city branch) ICBKCNBJCQG
Changzhi Branch (changzhi city branch) ICBKCNBJCZI
Changzhou Branch (changzhou city branch) ICBKCNBJCZU
Dandong Branch (dandong city branch) ICBKCNBJDDG
Dalian Branch (dalian city branch) ICBKCNBJDLN
Datong Branch (datong city branch) ICBKCNBJDTC
Dezhou Branch (dezhou city branch) ICBKCNBJDZU
Fuzhou Branch (fujian provincial branch) ICBKCNBJFJN
Foshan Branch (foshan city branch) ICBKCNBJFSN
Fushun Branch (fushun branch) ICBKCNBJFUS
Fuzhou Branch (fuzhou city branch) ICBKCNBJFZU
Ganzhou Branch (ganzhou city branch) ICBKCNBJGAZ
Guangzhou Branch (guangdong provincial branch) ICBKCNBJGDG
Guiyang Branch (guizhou provincial branch) ICBKCNBJGIZ
Guilin Branch (guilin city branch) ICBKCNBJGLC
Nanning Branch (guangxi zhuang autonomous region branch) ICBKCNBJGSI
Lanzhou Branch (gansu provincial branch) ICBKCNBJGSU
Guiyang Branch (guiyang city branch) ICBKCNBJGYG
Guangzhou Branch (guangzhou branch) ICBKCNBJGZU
Shijiazhuang Branch (hebei provincial branch) ICBKCNBJHBI
Hunchun Branch (huchun city branch) ICBKCNBJHCC
Harbin Branch (harbin city branch) ICBKCNBJHEB
Harbin Branch (harbin development zone branch) ICBKCNBJHEK
Zhengzhou Branch (henan provincial branch) ICBKCNBJHEN
Hefei Branch (hefei city branch) ICBKCNBJHFC
Haikou Branch (haikou city branch) ICBKCNBJHKU
Harbin Branch (heilongjiang provincial branch) ICBKCNBJHLJ
Haikou Branch (hainan provincial branch) ICBKCNBJHNP
Huangshan Branch (huangshan city branch) ICBKCNBJHSN
Wuhan Branch (hubei provincial branch) ICBKCNBJHUB
Changsha Branch (hunan provincial branch) ICBKCNBJHUN
Kunming Branch (huitong business department, yunnan provincial branch) ICBKCNBJHUT
Huaiyin Branch (huaiyin city branch) ICBKCNBJHYC
Huzhou Branch (huzhou city branch) ICBKCNBJHZC
Hangzhou Branch (hangzhou city branch) ICBKCNBJHZU
Beijing Branch (credit card center) ICBKCNBJICC
Jinhua Branch (jinhua city branch) ICBKCNBJJHC
Jilin Branch (jilin city branch) ICBKCNBJJLC
Changchun Branch (jilin provincial branch) ICBKCNBJJLP
Jiangmen Branch (jiangmen city branch) ICBKCNBJJMN
Jinan Branch (jinan city branch) ICBKCNBJJNC
Jining Branch (jining city branch) ICBKCNBJJNG
Jiaxing Branch (jiaxing city branch) ICBKCNBJJSG
Nanchang Branch (jiangxi provincial branch) ICBKCNBJJSI
Nanjing Branch (jiangsu provincial branch) ICBKCNBJJSP
Jiujiang Branch (jiujiang city branch) ICBKCNBJJUJ
Jinzhou Branch (jinzhou city branch) ICBKCNBJJZU