Article 36 Force Majeure
第三十六条 不可抗力
A bank assumes no liability or responsibility for the consequences arising out of the interruption of its business by Acts of God, riots, civil commotions, insurrections, wars, acts of terrorism, or by any strikes or lockouts or any other causes beyond its control.
银行对由于天灾、暴动、骚乱、叛乱、战争、恐怖主义行为或任何罢工、停工或其无法控制的任何其他原因导致的营业中断的后果，概不负责。
A bank will not, upon resumption of its business, honour or negotiate under a credit that expired during such interruption of its business.
银行恢复营业时，对于在营业中断期间已逾期的信用证，不再进行承付或议付。
Article 37 Disclaimer for Acts of an Instructed Party
第三十七条 关于被指示方行为的免责
a. A bank utilizing the services of another bank for the purpose of giving effect to the instructions of the applicant does so for the account and at the risk of the applicant.
a.为了执行申请人的指示，银行利用其他银行的服务，其费用和风险由申请人承担。
b. An issuing bank or advising bank assumes no liability or responsibility should the instructions it transmits to another bank not be carried out, even if it has taken the initiative in the choice of that other bank.
b.即使银行自行选择了其他银行，如果发出指示未被执行，开证行或通知行对此亦不负责。
c. A bank instructing another bank to perform services is liable for any commissions, fees, costs or expenses (“charges”) incurred by that bank in connection with its instructions.
c.指示另一银行提供服务的银行有责任负担被执释放因执行指示而发生的任何佣金、手续费、成本或开支（“费用”）。
If a credit states that charges are for the account of the beneficiary and charges cannot be collected or deducted from proceeds, the issuing bank remains liable for payment of charges.
如果信用证规定费用由受益人负担，而该费用未能收取或从信用证款项中扣除，开证行依然承担支付此费用的责任。
A credit or amendment should not stipulate that the advising to a beneficiary is conditional upon the receipt by the advising bank or second advising bank of its charges.
信用证或其修改不应规定向受益人的通知以通知行或第二通知行收到其费用为条件。
d. The applicant shall be bound by and liable to indemnify a bank against all obligations and responsibilities imposed by foreign laws and usages.
d.外国法律和惯例加诸于银行的一切义务和责任，申请人应受其约束，并就此对银行负补偿之责。
Article 38 Transferable Credits
第三十八条 可转让信用证
a. A bank is under no obligation to transfer a credit except to the extent and in the manner expressly consented to by that bank.
a. 银行无办理转让信用证的义务，除非该银行明确同意其转让范围和转让方式。
b. For the purpose of this article:
b. 就本条款而言：
Transferable credit means a credit that specifically states it is “transferable”. A transferable credit may be made available in whole or in part to another beneficiary (“second beneficiary”) at the request of the beneficiary (“first beneficiary”).
转让信用证意指明确表明其“可以转让”的信用证。根据受益人（“第一受益人”）的请求，转让信用证可以被全部或部分地转让给其他受益人（“第二受益人”）。
Transferring bank means a nominated bank that transfers the credit or, in a credit available with any bank, a bank that is specifically authorized by the issuing bank to transfer and that transfers the credit. An issuing bank may be a transferring bank.
转让银行意指办理信用证转让的被指定银行，或者，在适用于任何银行的信用证中，转让银行是由开证行特别授权并办理转让信用证的银行。开证行也可担任转让银行。
Transferred credit means a credit that has been made available by the transferring bank to a second beneficiary.
转让信用证意指经转让银行办理转让后可供第二受益人使用的信用证。
c. Unless otherwise agreed at the time of transfer, all charges (such as commissions, fees, costs or expenses) incurred in respect of a transfer must be paid by the first beneficiary.
c. 除非转让时另有约定，所有因办理转让而产生的费用（诸如佣金、手续费、成本或开支）必须由第一受益人支付。
d. A credit may be transferred in part to more than one second beneficiary provided partial drawings or shipments are allowed.
d. 倘若信用证允许分批支款或分批装运，信用证可以被部分地转让给一个以上的第二受益人。
A transferred credit cannot be transferred at the request of a second beneficiary to any subsequent beneficiary. The first beneficiary is not considered to be a subsequent beneficiary.
第二受益人不得要求将信用证转让给任何次序位居其后的其他受益人。第一受益人不属于此类其他受益人之列。
e. Any request for transfer must indicate if and under what conditions amendments may be advised to the second beneficiary. The transferred credit must clearly indicate those conditions.
e. 任何有关转让的申请必须指明是否以及在何种条件下可以将修改通知第二受益人。转让信用证必须明确指明这些条件。
f. If a credit is transferred to more than one second beneficiary, rejection of an amendment by one or more second beneficiary does not invalidate the acceptance by any other second beneficiary, with respect to which the transferred credit will be amended accordingly. For any second beneficiary that rejected the amendment, the transferred credit will remain unamended.
f. 如果信用证被转让给一个以上的第二受益人，其中一个或多个第二受益人拒绝接受某个信用证修改并不影响其他第二受益人接受修改。对于接受修改的第二受益人而言，信用证已做相应的修改；对于拒绝接受修改的第二受益人而言，该转让信用证仍未被修改。
g. The transferred credit must accurately reflect the terms and conditions of the credit, including confirmation, if any, with the exception of:
g. 转让信用证必须准确转载原证的条款及条件，包括保兑（如有），但下列项目除外：
- the amount of the credit,
-信用证金额，
- any unit price stated therein,
-信用证规定的任何单价，
- the expiry date,
-到期日，
- the period for presentation, or
-单据提示期限
- the latest shipment date or given period for shipment,
-最迟装运日期或规定的装运期间。
any or all of which may be reduced or curtailed.
以上任何一项或全部均可减少或缩短。
The percentage for which insurance cover must be effected may be increased to provide the amount of cover stipulated in the credit or these articles.
必须投保的保险金额的投保比例可以增加，以满足原信用证或本惯例规定的投保金额。
The name of the first beneficiary may be substituted for that of the applicant in the credit.
可以用第一受益人的名称替换原信用证中申请人的名称。
If the name of the applicant is specifically required by the credit to appear in any document other than the invoice, such requirement must be reflected in the transferred credit.
如果原信用证特别要求开证申请人名称应在除发票以外的任何单据中出现时，则转让信用证必须反映出该项要求。
h. The first beneficiary has the right to substitute its own invoice and draft, if any, for those of a second beneficiary for an amount not in excess of that stipulated in the credit, and upon such substitution the first beneficiary can draw under the credit for the difference, if any, between its invoice and the invoice of a second beneficiary.
h. 第一受益人有权以自己的发票和汇票（如有），替换第二受益人的发票和汇票（如有），其金额不得超过原信用证的金额。在如此办理单据替换时，第一受益人可在原信用证项下支取自己发票与第二受益人发票之间产生的差额（如有）。
i. If the first beneficiary is to present its own invoice and draft, if any, but fails to do so on first demand, or if the invoices presented by the first beneficiary create discrepancies that did not exist in the presentation made by the second beneficiary and the first beneficiary fails to correct them on first demand, the transferring bank has the right to present the documents as received from the second beneficiary to the issuing bank, without further responsibility to the first beneficiary.
i. 如果第一受益人应当提交其自己的发票和汇票（如有），但却未能在收到第一次要求时照办；或第一受益人提交的发票导致了第二受益人提示的单据中本不存在的不符点，而其未能在收到第一次要求时予以修正，则转让银行有权将其从第二受益人处收到的单据向开证行提示，并不再对第一受益人负责。
j. The first beneficiary may, in its request for transfer, indicate that honour or negotiation is to be effected to a second beneficiary at the place to which the credit has been transferred, up to and including the expiry date of the credit. This is without prejudice to the right of the first beneficiary in accordance with sub-article 38 (h).
j. 第一受益人可以在其提出转让申请时，表明可在信用证被转让的地点，在原信用证的到期日之前（包括到期日）向第二受益人予以兑付或议付。本条款并不损害第一受益人在第三十八条（h）款下的权利。
k. Presentation of documents by or on behalf of a second beneficiary must be made to the transferring bank.
ｋ．由第二受益人或代表第二受益人提交的单据必须向转让银行提示。
Article 39 Assignment of Proceeds
第三十九条 款项让渡
The fact that a credit is not stated to be transferable shall not affect the right of the beneficiary to assign any proceeds to which it may be or may become entitled under the credit, in accordance with the provisions of applicable law. This article relates only to the assignment of proceeds and not to the assignment of the right to perform under the credit.
信用证未表明可转让，并不影响受益人根据所适用的法律规定，将其在该信用证项下有权获得的款项让渡与他人的权利。本条款所涉及的仅是款项的让渡，而不是信用证项下执行权力的让渡。
